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Santa Cruz Real Estate Agent Earns Divorce Specialist Certification

Century 21 Showcase, REALTORS ®, agent Patti Lyles completes training to become certified real estate divorce specialist.

Santa Cruz, CA. October 2, 2016 – Professional Realtor® Patti Lyles of Century 21 Showcase, REALTORS ®., has earned the Real Estate Divorce Specialist (REDS™) Certification, which is issued by the non-profit Financial Divorce Association. Patti is one of few who has earned the certification in the state of California.

“Every year 1.2 million couples get divorced. And over 70% of these divorce cases involve either buying a home, selling a home or both.   Divorcing couples often go through one of the most stressful times in their lives, and they need all the help they can get—not just anyone’s help, but knowledgeable help that only a Real Estate Divorce Specialist™ (REDS) can provide.  I am only one of eight Realtors in the state of California who have earned the nationally recognized Real Estate Divorce Specialist™ certification, “ said Patti Lyles REALTOR® .

Patti trained to help clients address legal aspects of the divorce process as it relates to real estate. She studied various legal rulings, tax policies, and regulations. This specific training allows him to help his clients who are going through a divorce take advantage of certain tax laws that are specific to selling a home during the dissolving of a marriage.

Patti is currently a member of NAR®.

To contact Patti Lyles, call 831-335-2100 or email

Real Estate Divorce Specialist

by Patti Lyles

Santa Cruz County Real Estate Divorce Specialist

If you and your spouse are divorcing, a specialist can be very helpful. In that case, why not hire a real estate agent who’s sure to be sympathetic to your plight? Real Estate Divorce Specialists are up on all of the legal and tax issues that divorcing couples face, and how these can affect property transactions. They can help you make decisions such as buying out your spouse or selling during divorce.

Patti Lyles

CaBRE 01385517


Professional Help when Selling a house during a Divorce

by Patti Lyles

Letting a Professional Help You

Few events in life are more traumatic than divorce.   You truly need reasoned, dispassionate, businesslike treatment during divorce is what to do with your property.

CALL NOW 831-335-2100

Patti Lyles, Certified Real Estate Divorce Specialist (REDS)  will attempt at help you with that future by providing information, options and possible solutions regarding divorce and property division.  

Without a doubt, separation and divorce are two of the most painful life events there are but you can’t change the past; so try to learn the lessons the present offers, become educated on the next steps to take, and then focus on a positive future.

Patti Lyles


Century 21 Showcase, REALTORS ®

CaBRE # 01385517






Providing Help During a Break-Up - Divorce & Selling your Home

by Patti Lyles

Selling the home at the end of a marriage calls for emotional sensitivity and an understanding of financial and legal complexities.

When a marriage dissolves, full-boil emotions can overtake reason as couples untangle their finances, routines, and other details of their life together. Practitioners who understand the complexities of selling a home during a divorce bring a compassion that’s just as vital to the process as their business acumen.

While the divorce rate has been trending downward for a decade, close to a million married couples still split each year. Those life transitions call for expertise that some consumers may not even realize they need from real estate practitioners.

It can be useful for divorcing sellers to consult with a local real estate agent well before they’re ready to put the house on the market, even before the divorce itself is settled or goes to trial, says Kelly Lise Murray, a law professor at Vanderbilt Law School.

Talk to a knowledgeable agent now!

A Santa Cruz County real estate professional experienced in the divorce niche can provide clients with step-by-step guidance to protect them-selves legally and financially. designation course (unaffiliated with NAR) called the Real Estate Collaborative Specialist—Divorce.

Patti Lyles, a sales associate with Century 21 Showcase, REALTORS ® in Scotts Valley, Calif., has been working with divorcing spouses for eight years. She had a client who tried to refinance after a divorce, only to learn there was a 10-year-old lien against the property. “No one thinks to run a background title report on a house,” she says.

Having gone through her own divorce battle in the early 1990s, Lyles says having patience with your clients’ predicament is important. “I know how traumatic it was to sell my house that I loved in an upside down market,” she says.

Patti Lyles deals with both sellers; She is sure to communicate with both equally. Avoids holding meetings that exclude either party. That can worsen trust issues.

Lyles has a background in law, but she’s careful—and warns other real estate practitioners to be careful—not to give legal advice. Agents should refer their clients to lawyers or financial planners to address legal questions and financial and tax considerations. She has a referral list.

 “If the house is handled incorrectly during divorce, one or both spouses may be ineligible to qualify for a mortgage, and thus unable to refinance the marital joint mortgage or buy a house with new loan origination for years,” Lyles says.

One mistake divorcing couples can make is not examining and making needed adjustments to the homeowner’s insurance policy. Just because two people are married—and on the deed—doesn’t mean they’re both named as insured parties on the home. If one spouse is listed only as an insurance beneficiary and remains in the home, he or she will not be covered after the divorce is final.

Although most of Lyles’s clients come through referrals, marketing is also important. Her website highlights her expertise and generates online inquiries regularly.

How to Sell a Home during your Divorce in Santa Cruz County

by Patti Lyles

A divorce is not something that anyone looks forward to nor expects when they tie the knot.  The reality is that divorce happens.  A divorce can be emotionally draining, frustrating, tricky, and many other things.

When you add into the picture a marital home, it can get downright crazy.  Homeowners who know what it takes and how to sell a home during a divorce increase the probability that the process is not absolutely miserable.

As a top real estate agent in Felton, CA , a area of the Santa Cruz Mountains area, I'm often asked by divorcing couples how to go about selling a home.  It's important as a Realtor® to be able to provide some sound advice for these divorcing couples and to help them through the process.

Below is a guide to help sell a home during a divorce.  There are recaps from some of the best articles relating to divorce and real estate.  Be sure to check out not only the recaps for information but also check out the actual articles as they are all top notch articles on divorce and real estate!

How To Hire A Realtor® During A Divorce

There are a handful of different options a divorcing couple has when it comes time to decide what to do with their marital home.  The most popular option is electing to sell the home immediately.  It's critical when selling a home during the divorce that you hire a top real estate agent who has experience in dealing with divorces.

Divorcing couples need to know how to hire a real estate agent in divorce since it is different than a traditional home sale.  There are specific questions and information that needs to be found out before hiring a Realtor®.  Some of the most popular questions to ask when interviewing agents include;

  • Have you dealt with divorcing home sales in the past?
  • How do you handle conflict with a divorcing couple?
  • Are you familiar with the neighborhood?
  • What is your list price to sale price ratio?
  • How do you plan on marketing the home?

These are just a few of the most common questions to ask when hiring a Realtor® during a divorce.  

Tips For Selling A Home During Divorce

There are many things that people don't think about while selling a home during a divorce.  For example, did you know there are tax implications that exist when selling a home during divorce?  Getting a divorce can impact the capital gains tax and exemptions.

Should You Hire An Attorney?

Whether you're selling a home during a divorce or not, it's always suggested to have an attorney representing your best interests.  When selling a home during a divorce, it becomes almost a necessity to have an attorney since there are many assets that are divided up.

What Other Advice Is Important When Selling A Home During Divorce?

It's very important when going through a divorce and selling a home that both parties are on the same page as much as possible.  One of the biggest areas that both spouses need to be on the same page is pricing.  Pricing a home properly is critical especially in a divorce situation.  The last thing that a divorcing couple wants is for the home sale to drag on for months and months.  Pricing a home incorrectly can lead to a home sitting on the market for months.

Another important piece of advice is that when selling a home during a divorce that the home is properly prepared for the market.  Just because a divorcing couple is going through a difficult time does not mean they are given a pass when it comes to home sale preparation.  Not preparing a home for sale will ultimately end up costing them more money and time in the future.  It's important that a divorcing couple remembers that the home sale is a business transaction and to attempt to set all emotions aside.

These are just a few of the most important advice that divorcing homeowners should follow when selling their marital home.  Again, knowing how to sell a home during a divorce can make all the difference in the world and decide whether a home sells or not.

Final Thoughts

The above article recaps and information as well as the resources below will help divorcing homeowners who are selling their home get through a difficult time.  Hopefully the home sale process will be relatively stress-free and more important, successful!


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Contact Information

Photo of Patti Lyles Real Estate
Patti Lyles
Century 21 Showcase, REALTORS
P.O. Box 67275
Scotts Valley CA 95067

DRE #01385517